Monthly Archives: March 2007

Starting a Family Overview

Starting a family can be one of the most rewarding experiences in life. It can also be one of the most costly. On average, American families spend $250,000 raising a child. That equals $13,888 per year over an eighteen-year pe...

Small Business Financial Planning Overview

The Small Business Act defines a small business as “one that is independently owned and operated and which is not dominant in its field of operation.” Starting a small business is an exciting prospect that offers incredible opportunities for independence and unlimited financial gr...

Retirement Planning Overview

Most agree Social Security is a looming problem. According to President Bush, by the year 2042, the Social Security Administration will no longer have the available funds to fulfill its benefit obliga...

Investment Planning Overview

Investment planning, as any financial advisor will tell you, extends beyond retirement. Obtaining financial security by the time you are ready to retire should defiantly be a long-range goal of investment planning, but you should include consideration for other life ev...

Alternative Minimum Tax

The overly complicated tax code of the Internal Revenue Service has just as many deductions to even out over zealous taxation as it does exceptions to keep people from exploiting ...

Insurance Tax Planning Overview

Insurance planning can include many areas of coverage, but most plans have a basic common denominator – the life expectancy of the ins...

Education Planning Overview

Your son or daughter will be swapping diapers for a mortarboard and tassel before you know it. Funding their education will be much more of a challenge than what you and your parents faced. In the last ten years, the cost of a college education jumped a stunning 40% with no signs of slowing down. Investing diligently in your ...

Estate Planning Overview

Comedian Robin Williams once said that it is important to keep laughing, it is the only thing the government hasn’t figured out how to tax. Consider the estate and gift taxes. The reality is that our overly complicated tax code has too many ambigui...